Read our Blog

Our Articles about Finance, Law and Ethics







Home / Blog / Insurance


How Much Car Insurance Should You Buy?

Insurance / Car Insurance

Aplus Legal Advice  |  2022.07.31 18:21  |  724 views

How much insurance should you buy? Any insurance agent worthy of their salt will tell you that you should buy as much as you can afford. While this is a good rule of thumb, it’s about as useful as a stock broker’s tip to buy low and sell high. It might be sound logic but it doesn’t get you any closer to an educated decision. There are a few filters that need consideration in order to make that educated decision. First, what is the state required minimum coverage where you live? Second, what does the minimum cover? Third, what other coverage is available and can you afford it? And fourthly, what are you protecting?



Term Life Insurance Economic Sense?

Insurance / Life Insurance

Aplus Legal Advice  |  2022.07.31 19:28  |  721 views

If you die, life insurance is designed to provide financially for those you have left behind and have listed as your beneficiaries. In buying life insurance you, the insured, enter into a legal contract with the insurance company, also known as the insurer. Basically, the contract states that if you make your monthly insurance payments in a timely manner, your family or other beneficiaries will receive a specific amount of money when you pass on.



How To Slash Your Car Insurance Costs Up To 54% In 10 Easy Steps – Part 2

Insurance / Car Insurance

Aplus Legal Advice  |  2022.07.31 18:10  |  889 views

In Part 1, we detailed the first five strategies on how to cut your car insurance costs. In Part 2, we show you the second five. STEP 6 – Review, Change or Cancel No Fault & PIP (Personal Injury Protection) No-Fault Coverage, and it’s Twin – PIP – started out as great idea’s. Your premiums were actually going to be lowered. Then, your State Politicians got involved (at the urging of Insurance Lobbyists, of course) and mucked it up.



Homeowners Insurance Guide- Get familiar with Homeowners Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 23:06  |  809 views

Homeowners insurance or home insurance provides complete protection against your home, property, family, and other valuable things in case of calamities that includes theft, accidents, and natural disasters. This insurance policy helps you to reconstruct your property or buildings when it gets damaged.



Search
Recent posts