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Why Families Shouldn’t be Without Term Life Insurance

Insurance / Life Insurance

Aplus Legal Advice  |  2022.08.31 23:00  |  595 views

My father died when I was nine. He left behind my mother and four children aged between seventeen years and nine and no money. Sure, I missed him but at nine I didn’t really have much idea about death or loss. I know it sounds selfish but what I really missed was our old lifestyle. We had to move house because we lived in a company house and couldn’t stay there anymore. We had to give up our car because that was provided by the company too.



How Life Insurance Can Cover Your Mortgage Balance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 00:27  |  761 views

Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful. But it is your responsibility as the principal breadwinner in your home to consider what might happen if you or your spouse were to perish. Would your spouse be able to meet the most basic needs of food and shelter? While the money necessary to pay for basic amenities like food and transportation are attainable through a single income source, most families simply cannot afford to meet their most basic requirement, the mortgage payment, without the income from both spouses.



Inside Insurance Protection Priorities

Insurance / Home Insurance

Aplus Legal Advice  |  2022.07.17 12:32  |  632 views

Although you have no legal obligation to insure your home, your mortgage company will want to protect their investment with buildings insurance. However, it is also worth protecting your own investments, so even after you've paid off your mortgage, you should ensure you're financially covered.



How To Pay Less On Home And Contents Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.30 16:18  |  451 views

Buildings Insurance went up again last year, costing homeowners another 1% a year, taking the average to just over 205 for a year’s insurance. Contents insurance also went up, this time by 2% – now it costs the average homeowner 151 a year.



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