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Health Insurance It’s Important To Know What’s Not Insured!

Insurance / Medical Insurance

Aplus Legal Advice  |  2022.07.31 19:09  |  586 views

Around 7 million people in the UK are covered by health insurance, the majority being covered through their employers. The problem is that few have really studied their policy documents and many misunderstand what is covered. And perhaps just as important, what isn’t. If you expect health insurance to pay all your health costs, you’re mistaken.



Critical Illness Insurance. The Press Is Giving Insurers A Hard Time.

Insurance / Medical Insurance

Aplus Legal Advice  |  2022.08.09 22:26  |  696 views

Recent stories in the press have again lambasted the insurers over critical illness insurance. The core problem is that a critical illness claim is not as straightforward as, for example, a claim under life insurance. With life insurance it’s going to be hard for the insurance company to argue that you’re not dead!



Homeowners Insurance Guide- Get familiar with Homeowners Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 23:06  |  692 views

Homeowners insurance or home insurance provides complete protection against your home, property, family, and other valuable things in case of calamities that includes theft, accidents, and natural disasters. This insurance policy helps you to reconstruct your property or buildings when it gets damaged.



How Life Insurance Can Cover Your Mortgage Balance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 00:27  |  799 views

Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful. But it is your responsibility as the principal breadwinner in your home to consider what might happen if you or your spouse were to perish. Would your spouse be able to meet the most basic needs of food and shelter? While the money necessary to pay for basic amenities like food and transportation are attainable through a single income source, most families simply cannot afford to meet their most basic requirement, the mortgage payment, without the income from both spouses.



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