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How Index-Linked Annuity Interest Crediting Works

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 22:19  |  700 views

The monthly point-to-point index change is determined by subtracting the prior months index value from current months index value and dividing it by the prior month’s index value. If this results in a positive monthly point-to-point index change and is not more than the declared cap, then it is used as the capped index change for that month. If it is more than the declared cap, then we use the declared cap as the capped index change for that month



House Owner Insurance Basics and The One Tip That Most People Neglect but Pay’s Off Bigtime!

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.31 22:48  |  819 views

‘House Insurance’ is an insurance policy that combines insurance on your physical house as well as your contents within. If something were to happen, flood, fire, vandalism, theft etc. you the owner will get back everything including your house and its valuable contents that were damaged according to the restrictions of the policy. Of course, we all hope and plan that we never have to implement a claim, and some never do.



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