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Health Insurance – Is Some Better Than None?

Insurance / Medical Insurance

Aplus Legal Advice  |  2022.07.31 19:02  |  718 views

About 50 years ago, health insurance started to be an attractive incentive offered by employers to attract and keep good employees. Overall, group plans tended to be inexpensive for employers, with employees contributing a small amount of money or none at all to secure health insurance for themselves and their families.



Using Your Health Savings Account to Build Retirement Savings

Insurance / Medical Insurance

Aplus Legal Advice  |  2022.07.31 19:13  |  768 views

Health Savings Accounts are an excellent way to build a second retirement account. These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan. Once you open an HSA account, you can place tax-deductible contributions into it, which grow tax-deferred like an IRA. You may withdraw money tax-free to pay for medical expenses at any time.



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