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What Senior Citizens Need To Know About Private Long Term Care Insurance

Insurance / Medical Insurance

Aplus Legal Advice  |  2022.07.31 18:54  |  694 views

Long term care is a major concern of American senior citizens and their families. Studies have shown that Americans rank long term care second, behind saving for retirement, when prioritizing financial needs. Unfortunately, many Americans do not want to think about needing long term care and, therefore, fail to plan for it. Others wrongly assume that Medicare or standard health insurance policies will cover the costs of long term care services. As a result of this failure to plan, tens of thousands of Americans are impoverished each year by the costs of long term care.

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Informed Customers Pay Much Less for Insurance

Insurance / Home Insurance

Aplus Legal Advice  |  2022.08.30 13:54  |  657 views

It is widely known that insurance companies use factors such as your age, sex, and marital status to determine how much you are going to pay for your homeowner’s and auto insurance. What you may not know is that your insurance company is most likely using information found in your credit report as well. In fact, the single biggest factor in your premium is usually what the insurance industry refers to as your insurance score, and that insurance score is calculated from information found in your credit report.

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